What is the minimum "feels like" temperature, (that is apparent temperature, factoring in humidity), that is unpleasantly warm or "too hot" for you? I saw something that in northern states like Minnesota, it is about 85 F, while in states with warm/hot climates like Arizona it is about 100 F. However, I have heard a lot of people who would prefer a San Francisco like climate where high temperatures average mid 60s to low 70s downtown in the summer or even upper 50s to low 60s closer to the beach. Some people just cannot tolerate sunshine or warm weather.
I've also heard that recommended temperature for a good night's sleep is between 62 F and 70 F, but to me that is just way too cold. Also I see people riding a bike or walking in t-shirt and shorts on a 45 degree morning, while I am a wimp who would have to put on a heavy jacket. There's also this lady that I know who is too hot any time the temperature is more than 65 F. She sleeps with fully open windows and no heat in the mild, but definitely not tropical California winter where overnight lows can get into the mid-30s or low 40s at times.
I understand that everyone is different, and that women in general prefer warmer temperatures than men, but I still don't understand how there can be so much variety in what people consider comfortable, even in a mild climate like Southern California.