We are in the same boat. I'm coming up on 62 as well and have a decent nest egg. As well as investing financially, I have also been investing in my health through a longevity clinic. I have seen tremendous results over the years in doing so but it doesn't come cheap. Based upon my current health I see no reason why I won't live deep into my 90s. If you forecast inflation out over 30 years of essentially being on a fixed income that decent nest egg doesn't look that robust anymore. Right now I'm thinking retirement at 67 but will revisit that decision along the way. Then again, who knows? The way things are going in this world right now maybe maybe money will become irrelevant. I sure hope that is not the case though.